Our Services

Our Services

Group/Personal Accident

This policy provides compensation to employees for bodily injury by accident or disease arising out of and in the employment during and after working hours. It also caters for medical expenses incurred as a result of injury sustained by your employees, including permanent disability resulting thereof.

Requirement for Insurance Cover

  • Name of Company and Address
  • Description of contents
  • Estimated Annual earning
  • Medical Expenses Limit
  • Value of the content
Fire and Special Perils

This policy provides indemnity for loss or damage as a result of fire, lightning and explosion of boilers used for domestic purposes and not forming part of any gas work.

This cover is taken out on virtually all property/assets of the company that may conceivably be destroyed by fire and extraneous perils. These assets are usually grouped under the following heads.

Requirement for Insurance Cover

  • Name of Company and Address
  • Description of the building, Address or Location
  • Value of the building/ value of the content
Burglary and Housebreaking

This policy provided indemnity for loss or damage by actual forcible and violent entry into or out of the premises or any attempt threat.

Requirement for Insurance Cover

  • Name of company
  • Description of contents
  • Value of contents
Goods - in - Transit

This policy provides indemnity for loss or damage of properties insured whilst on transit.

Requirement for Insurance Cover

  • Name of company and address
  • Nature of Goods
  • Value of Goods
  • The Transit Points
Motor Insurance

There are three relevant covers under this cover:

  • Comprehensive
  • Third Party Fire and Theft
  • Third Party Only

Requirement for Insurance Cover

  • Vehicle License/ Proof of ownership
  • Value of Vehicle
  • Cover required
Marine Insurance

This policy provides indemnity for loss or damage to the insured hull or cargo.

Requirement for Insurance Cover

  • Cargo – Specify Cargo or Hull, Proforma Invoice for cargo & Exchange rate
  • Hull – Value, Country of origin, years of manufacture, Vessel Type/usage
Bonds

Simply put are instruments offering guarantee that one party will execute appropriately, the contract awarded by another. There are various types: Performance Bond, Advance Payment Bond, Credit Bond, Counter Indemnity and Bid Bond.

Requirement for Insurance Cover

  • Certification of Incorporation
  • Letter of Contract Award
  • Passport Photograph of 2 Directors
  • Tax Clearance Certificate
  • Evidence of past performance
  • Statement of account
  • Collateral
Money Insurance

This covers loss or damage to cash under various circumstances such as in transit, on premises, in safe, in personal custody and damage to safe.

Requirement for Insurance Cover

  • Name of Company and Address
  • Sum insured required under the various risks identified above
Fidelty Guarantee

This policy provides indemnity for the insured against all direct pecuniary loss sustained by any fraud or dishonesty committed by any insured employees in connection with the employees occupation during the period of guarantee and discovered during the currency of the policy or within the twelve months of its expiry or termination, whichever shall first happen.

Requirement for Insurance Cover

  • Name of company and Address
  • Limit Anyone Occurrence
  • Aggregate Limit
Group Life Assurance

The Group Life Assurance, also known as Death-in-Service was made compulsory by the enactment of The Group Life and Pension Act by the Federal Government of Nigeria, for employers with minimum of five employees. It provides compensation upon the death of assured employees with a sum assured of either three to five years of annual emolument. Emolument are basic housing, transport etc.

Requirement for Insurance Cover

  • Name
  • Age – Next Birthday
  • Total Annual Emolument
Risk Management & Claim Recovery

We offer professional services in Risk Management & Claim Recovery – Our in-depth experience gives detailed knowledge of the market, insurer, product/policies and practice. (Contact Us)